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Simon Kepecs, Abraham Kepecs , and Herman Freidman are collectively licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of New York. No insurance business may be conducted outside this state referenced.

Simon Kepecs and Abraham Kepecs are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency at the Manhattan General office located at 120 Broadway, 37'th Floor, New York, NY 10271, Tel: (212)261-0200. In this regard, this communication is strictly intended for individuals residing in the state of New York. No offers may be made or accepted from any resident outside the specific state referenced.

Kepecs Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

Simon licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

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NYLIFE Securities LLC, Member FINRA/SIPC.

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